Definitions. — Guam Code § 43

§ 43. Definitions.

As used in this Article:

COL9/7/2021

(a) Scanning device means a scanner, reader or any

other electronic device that is used to access, read, scan,

obtain, memorize or store, temporarily or permanently,

information encoded on the magnetic strip or stripe of a

payment card.

(b) Re-encoder means an electronic device that places

encoded information from the magnetic strip or stripe of a

payment card onto the magnetic strip or stripe of a different

payment card.

(c) Payment card means a credit card, charge card,

debit card, hotel key card, stored value card or any other card

that is issued to an authorized card user and that allows the

user to obtain, purchase or receive goods, services, money or

anything else of value from a merchant.

(d) Merchant is defined as an owner or operator of any

retail mercantile establishment, or any agent, employee,

lessee, consignee, officer, director, franchisee or independent

contractor of such owner or operator. A merchant means a

person who receives from an authorized user of a payment

card or someone the person believes to be an authorized user,

a payment card or information from a payment card or what

the person believes to be a payment card or information from

a payment card as the instrument for obtaining, purchasing

or receiving goods, services, money or anything else of value

from the person.

(e) Authorized card user means any person with the

empowerment, permission or competence to act in the usage

of any payment card to include, but not be limited to, a credit

card, debit card, hotel key card, stored value card or any other

card that allows the user to obtain, purchase or receive goods,

services, money or anything else of value from a merchant.