Exceptions. — Guam Code § 46

§ 46. Exceptions.

This Section does not apply to any of the following:

(a) Action by a law enforcement agency in connection with the official duties of the law

enforcement agency.

(b) A disclosure by a telephone service provider, if any, of the following applies:

(1) The telephone service provider reasonably believes the disclosure is necessary to do any

of the following:

(A) Provide telephone service to a customer.

(B) Protect an individual or the telephone service provider from fraudulent, abusive or

unlawful use of telephone service or a telephone record.

(2) The disclosure is made to the National Center for Missing and Exploited Children.

(3) The disclosure is authorized by Guam or federal law or regulation.

(4) The disclosure is related to testing the security procedures or systems of the telephone

service provider for maintaining the confidentiality of customer information.

(5) The disclosure is to a government entity, if the telephone company provider reasonably

believes that an emergency involving immediate danger of death or serious physical injury to any

person justifies disclosure of the information.

(6) The disclosure is in connection with the sale or transfer of all or part of its business or

the purchase or acquisition of a portion or all of a business or the migration of a customer from

one (1) carrier to another.

(c) A disclosure pursuant to § 46.94 (b), if such disclosure is made reasonably and in good faith,

notwithstanding any later determination that such action was not in fact authorized.

ARTICLE 3

MORTGAGE FRAUD