Coverage — Maine Code § 18656.
Maine Code § 18656. — Coverage. Reproduced from the official Maine Revised Statutes, with a citation summary, verification link, and related provisions.
§ 18656.. Coverage
1. Basic insurance. Life insurance and accidental death and dismemberment insurance, to be known as "basic insurance," is available to all eligible participants.
A. The amount of life insurance to be paid upon death is equal to the participant's annual base compensation rounded up to the next $1,000.
(2) The date of change in coverage under subparagraph (1) is the first day of the month of April following the effective date of the change in annual base compensation. [PL 1991, c. 480, §8 (AMD).]
B. The accidental death and dismemberment insurance shall provide payments as follows.
| LOSS | AMOUNT PAYABLE |
| Loss of life by Accident | An additional amount equal to that provided under subsection 1, paragraph A |
| Loss of one hand or foot or sight of one eye | One-half the amount provided under subsection 1, paragraph A |
| Loss of 2 or more limbs or loss of sight of both eyes or loss of one limb and loss of sight of one eye | The amount provided under subsection 1, paragraph A |
(2) For any one accident the aggregate amount of group accidental death and dismemberment insurance that may be paid may not exceed the amount provided under subsection 1, paragraph A. [PL 1985, c. 801, §§ 5, 7 (NEW).]
2. Supplemental insurance. Additional insurance coverage of equal amounts to those described in subsection 1, to be known as "supplemental insurance," shall be available to each participant purchasing insurance under subsection 1.
3. Dependent insurance. Each participant may elect to insure the life of a dependent not insured in the group covered under subsections 1 and 2.
A. A participant may elect either Plan A or Plan B, but not both.
| Plan A | Plan B | |
| Spouse | $5,000 | $10,000 |
| Full-time unmarried students to age 22 | $5,000 | $5,000 |
| Children, 6 months to age 19 | $5,000 | $5,000 |
| Children, 0 to 6 months | $1,000 | $2,500 |
B. Insurance purchased under this subsection is subject to the limitations of Title 24‑A, section 2611‑A. [PL 1985, c. 801, §§ 5, 7 (NEW).]
C. The number of dependents may not affect the premium rate for insurance purchased under this subsection. [PL 1993, c. 387, Pt. A, §26 (AMD).]
D. Any participant who is a participant through employment with 2 or more employers may not insure that participant's dependents more than once. [PL 1991, c. 480, §9 (NEW).]
Source: official Maine text · Last verified 2026-08-27
At a glance
- Citation: Maine Revised Statutes § 18656.
- Jurisdiction: Maine
- Code: Maine Revised Statutes
- Subject: Coverage
- Text: transcribed from the official source (verify below)
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Statute text is transcribed from the official Maine Revised Statutes. Confirm it against the primary source before relying on it:
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Common questions
What is the source of Maine Revised Statutes § 18656.?
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What subject does Maine Revised Statutes § 18656. address?
It addresses "Coverage". Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.
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