Massachusetts Code — 175
Browse 611 sections in division 175 of the Massachusetts code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 1. Definitions
- § 2. Insurance contract; definition
- § 2A. Reinsurance contracts; status
- § 2B. Readability of policy form; definition; approval; actions based on language
- § 3. Unauthorized insurance, annuity or variable annuity contracts; prohibition
- § 3A. Administration and enforcement of insurance laws by commissioner of insurance; report of violations
- § 3B. Action for injunction restraining violations of chapter
- § 3C. Promulgation of regulations defining certain terms relating to medical insurance
- § 4. Examination of companies
- § 4A. Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
- § 4B. Annual report to commissioner of cancellations and non-renewals of homeowners policies
- § 4C. Nondiscrimination in provision, renewal, or cancellation of homeowners insurance
- § 4D. Coverage to be made available to residential owners for release of heating oil
- § 4E. Refusal to issue or renew private passenger motor vehicle insurance policy based on credit information prohibited
- § 4F. Liability insurance and notice requirements for operators of short-term rentals and hosting platforms
- § 4G. Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy
- § 5. Revocation or suspension of license of foreign company; grounds; notice; appeal
- § 6. Injunction and appointment of receiver for domestic company; grounds
- § 8A. Summoning of witnesses
- § 9. Computation of reserve liability or net value of life company with respect to policies or contracts
- § 9A. Computation of claim fluctuation reserve of domestic life insurance company
- § 9B. Annual actuary opinion
- § 10. Liability of company other than life company and health maintenance organization upon its contracts of insurance
- § 11. Computation of assets and liabilities
- § 11A. Valuation of investments
- § 12. Computation of reserve required of liability company
- § 14. Charges and fees
- § 14A. Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
- § 16. Record of proceedings; certified copies
- § 17. Annual report to the general court
- § 18. Conduct of business in corporate name; publication of assets and liabilities
- § 19A. Merger or consolidation; domestic corporations
- § 19B. Merger or consolidation; formation of foreign corporation
- § 19C. Merger or consolidation; rights of minority stockholders
- § 19D. Conversion from stock to mutual company
- § 19E. Conversion from mutual to stock company
- § 19F. Reorganization as domestic stock insurer owned by mutual holding company
- § 19G. Definitions applicable to Secs. 19F to 19W
- § 19H. Plan of reorganization; public hearing; approval of plan; meeting
- § 19I. Receipt of fee, commission or valuable consideration for aiding, promoting or assisting in reorganization
- § 19J. Withdrawal or amendment of plan of reorganization
- § 19K. Issuance of certificate of authority to reorganized insurer; approval of articles of organization; status upon effective date of plan; rights of members
- § 19L. Actions concerning plan or proposed plan of reorganization or plan amendment or proposed plan amendment
- § 19M. Amendment of amended articles of organization or plan of reorganization upon effective date; vote
- § 19N. Continued use of word ''mutual'' in name of reorganized insurer
- § 19O. Transfer of assets and liabilities of reorganized insurer
- § 19P. First offer of voting stock after effective date of plan of reorganization; application
- § 19Q. Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders' contractual rights
- § 19R. Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
- § 19S. Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
- § 19T. Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
- § 19U. Conversion of domestic mutual holding company into domestic stock corporation
- § 19V. Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
- § 19W. Promulgation of regulations
- § 19X. Disclosure by mutual companies of compensation paid to executive officers and directors
- § 20. Reinsurance
- § 20A. Credit for reinsurance; requirements
- § 21. Limitation of amount insured in single risk; penalty
- § 22. Unauthorized policy provisions; effect
- § 22A. Combination of hazards; approval
- § 22B. Waivers of provisions of this chapter; prohibition; penalty
- § 22C. Cancellation of motor vehicle policies
- § 22D. Statement of reasons for cancellation; liability
- § 22E. Refusal to issue, renew or execute motor vehicle liability policy or bond
- § 22H. Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
- § 22I. Amounts received in settlement of claims retained for unpaid premiums
- § 23. Life company; impairment of funds; issuance of policies; penalty
- § 23A. Certain occurrences affecting insurance companies; notice to commissioner
- § 24. Life insurance policies; accidental death, disability benefits; approval
- § 24A. Refusal to issue policy or limits on coverages based on sex of insured; prohibition
- § 24B. Modification in covered services or payments; prior notice of modification; contents of notices
- § 24D. Lump sum insurance payments; exchange of claimant information between IV–D agency and insurance companies; withholding of past-due child support subject to lien
- § 24E. Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
- § 24F. Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
- § 25. Annual statements; form; contents
- § 25A. Workers' compensation providers; annual reports; contents
- § 26. Failure to make and file annual statements; penalty
- § 27. Annual statements; inclusion of schedule of claims made subject of suits
- § 28. Undue delay or litigation of claims; commissioner's report to general court
- § 29. Companies subject to this chapter
- § 30. Applicability of other laws to certain domestic companies; ''stockholder'' defined
- § 31. Continuation of certain domestic companies
- § 31A. Domestic companies formed by special acts; extension of territorial limits
- § 32. Commencement of domestic company business; certificate; conditions precedent
- § 33. Policies and endorsements; signatures; facsimile
- § 34. Home office; change of address; perjury
- § 35. Salaries of officers, trustees or directors of domestic company; authorization; limitations
- § 36. Pension for domestic company employees
- § 36A. Agents and agency employees; retirement or insurance benefits
- § 36B. Health and accident insurance companies; employees insurance benefits
- § 37. Vouchers for disbursements
- § 37A. Relief fund contributions by domestic company; charitable, scientific or educational contributions
- § 44. Failure of domestic company to timely commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
- § 45. Unauthorized agencies; penalty
- § 46. Insolvent domestic companies; preference of claims for unpaid losses
- § 46A. Insolvent domestic workers' compensation insurer; preference of claims for unpaid losses under workers' compensation policies
- § 46B. By-laws of domestic insurance companies; filings
- § 47. Purposes for which companies may be incorporated under this chapter
- § 47A. Businesses in which domestic insurance company may engage
- § 47B. Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19
- § 47C. Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance
- § 47D. Cardiac rehabilitation expense benefits
- § 47E. Certified nurse midwife services benefits
- § 47F. Abortion, abortion-related care, prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care
- § 47G. Cytologic screening and mammographic examination expense benefits
- § 47H. Infertility, pregnancy-related benefits
- § 47I. Nonprescription enteral formulas for home use
- § 47J. Standardized claim form
- § 47K. Off-label drug use; cancer treatment
- § 47L. Off-label drug use; cancer; review panel
- § 47N. Items medically necessary for diagnosis and treatment of diabetes
- § 47O. HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs
- § 47P. Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel
- § 47Q. Insurance benefits for services rendered by nurse anesthetists and nurse practitioners
- § 47R. Accident and sickness insurance benefits for bone marrow transplants
- § 47S. Accident and sickness insurance benefits for licensed hospice services
- § 47T. Scalp hair prostheses necessary due to cancer or leukemia treatment
- § 47U. Emergency services provided to insureds for emergency medical conditions
- § 47V. Coverage for human leukocyte or histocompatibility locus antigen testing
- § 47W. Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception
- § 47X. Diagnosis and treatment of speech, hearing and language disorders
- § 47Y. Coverage for medically necessary hypodermic syringes or needles
- § 47Z. Coverage for prosthetic devices and repairs
- § 47AA. Coverage for diagnosis and treatment of autism spectrum disorder
- § 47BB. Coverage for children under age 18 for cleft lip and cleft palate
- § 47DD. Coverage for orally administered anticancer medications
- § 47EE. Coverage for abuse deterrent opioid drug products
- § 47FF. Preauthorization or substance abuse treatment not to be required
- § 47GG. Coverage for medically necessary acute treatment and clinical stabilization services
- § 47II. Coverage for medical or drug treatments to correct or repair disturbances of body composition caused by HIV associated lipodystrophy syndrome
- § 47JJ. Filling of remaining portion of prescription for covered drug that is a narcotic substance earlier filled in lesser quantity
- § 47KK. Pain management access plan; non-medication and nonsurgical treatment; review; educational materials
- § 47LL. Coverage for tobacco use cessation counseling and tobacco cessation products
- § 47MM. Coverage for health care services delivered via telehealth
- § 47NN. Coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute-onset neuropsychiatric syndrome
- § 47PP. Coverage for prescription eye drops
- § 47QQ. Coverage for mental health or substance use disorder services delivered through psychiatric collaborative care model
- § 47RR. Benefits for medically necessary emergency services programs
- § 47SS. Coverage for medically necessary mental health acute treatment, community-based acute treatment and intensive community-based acute treatment
- § 47TT. Coverage for annual mental health wellness examination
- § 47UU. Coverage for federally-defined preventive services
- § 47VV. Coverage for standard fertility preservation services
- § 47WW. Creditable coverage for postpartum depression and major depressive disorder screenings
- § 47XX. Creditable coverage for the provision of medically necessary pasteurized donor human milk and donor human milk-derived products
- § 47YY. Coverage for universal postpartum home visiting services
- § 47ZZ. Coverage for diagnostic examinations for breast cancer; digital breast tomosynthesis, MRIs and ultrasounds
- § 47AAA. Coverage for prescribed, ordered or dispensed opioid antagonists
- § 47BBB. Coverage for the provision of services by a recovery coach
- § 47CCC. Coverage for identified generic and brand name drug used to treat diabetes, asthma, and certain heart conditions
- § 48. Stock companies; formation; capital; stock; options; promoter defined
- § 48A. Mutual companies; formation; capital and surplus
- § 49. Formation of corporation
- § 49A. Domestic insurers; requirements; transfer of domicile
- § 50. Stock companies; amendment of articles of organization
- § 50A. Mutual companies; amendment of articles of organization
- § 50B. Amendment of articles of organization; submission; approval; filing; effective date
- § 51. Domestic stock companies; kinds of business that may be transacted; power to combine
- § 54. Domestic mutual companies; kinds of business that may be transacted; power to combine
- § 54A. Domestic companies; risks and hazards in other states
- § 54B. Reinsurance of risks; exceptions
- § 54C. Motor vehicle insurance
- § 54D. Personal property floater
- § 54E. Dwelling houses; comprehensive and medical coverages
- § 54F. Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies
- § 54G. Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions
- § 55. Continuation of mutual companies organized to transact employers' liability insurance or steam boiler insurance
- § 56. Fraternal societies; reincorporation
- § 57. Domestic stock companies; directors; quorum
- § 58. Domestic stock companies; duties of directors
- § 59. Domestic stock companies; president and secretary; duties; records; inspection
- § 60. Domestic stock companies; bonds of officers
- § 62. Domestic stock companies; liability of officers
- § 63. Capital and reserve; payment; investment
- § 63A. Limitation on acquisition of or investment in medium grade or lower grade obligations
- § 64. Investments
- § 65. Investment in loans upon mortgages
- § 66. Life companies; investments
- § 66A. Life companies; acquisition of housing projects; limitations
- § 66B. Life companies; acquisition of realty; limitations
- § 66C. Life companies; investment in stock of insurance companies
- § 66D. Life companies; investment in and acquisition of stock of subsidiary corporations
- § 66E. Life companies; investment in limited partnership interests
- § 66F. Acquisition of interest in limited liability company by domestic life company
- § 67. Life companies; charter limitations on investments; exception
- § 68. Unauthorized investments; disposition
- § 69. Impaired capital; assessment; effect of non-compliance with commissioner; order
- § 70. Increase of stated capital
- § 71. Reduction of stated capital
- § 72. Dividends
- § 73. Mutual fire companies; solicitation of business; issuance of policies; restrictions; penalties
- § 74. Mutual fire companies; further insurance by certain companies; certificates
- § 75. Mutual fire companies; underwriters; compensation
- § 76. Mutual fire companies; members; annual meetings; voting rights
- § 77. Mutual fire companies; directors
- § 78. Mutual fire companies; laws applicable; records; perjury; inspection; jurisdiction
- § 79. Mutual fire companies; guaranty capital; dividends; retirement
- § 80. Mutual fire companies; dividends; accumulated profits
- § 81. Mutual fire companies; premiums; contingent liability
- § 82. Mutual fire companies; power of certain companies to take deposit notes
- § 83. Mutual fire companies; assessments
- § 84. Mutual fire companies; review or order of assessment by supreme judicial court
- § 85. Mutual fire companies; penalty for guaranty against assessments; personal liability of officers
- § 85A. Mutual fire companies; non-assessable policies; issuance
- § 86. Mutual marine companies; subscribers; losses; dividends; redemption fund
- § 88. Mutual marine companies; applicability of Secs. 76, 77 and 78
- § 89. Mutual marine companies; liability of president or director
- § 90. Provisions relating to mutual fire companies applicable to other mutual companies
- § 90A. Policies; issuance by mutual fire and marine and automobile companies; conditions precedent
- § 90B. Policies; issuance by mutual fidelity and corporate surety companies; guaranty capital; members
- § 90C. Guaranty fund; creation in lieu of guaranty capital by certain mutual companies
- § 92. Mutual boiler companies; issuance of policies
- § 93. Mutual liability companies; issuance of policies
- § 93A. Miscellaneous mutual companies; issuance of policies
- § 93B. Mutual surety, liability and casualty companies; issuance of policies; condition precedent
- § 93C. Mutual surety, liability and casualty companies; guaranty fund; establishment
- § 93D. Mutual surety, liability and casualty companies; impairment of guaranty capital or decrease in business; effect
- § 93E. Mutual life, liability and casualty companies; issuance of policies; dividends
- § 93F. Non-assessable policies; issuance
- § 94. Mutual life companies; members, voting rights; selection and qualifications of directors
- § 94A. Definitions applicable to Secs. 94B to 94M and remainder of this chapter, and to chapter 152
- § 94B. Exchange of reciprocal or inter-insurance contracts
- § 94C. Domestic exchange; organization; preliminary certificate
- § 94D. Domestic exchange; provisional and permanent certificates to transact business; application and declaration
- § 94E. Foreign exchange; license to transact business; application and declaration; requirements
- § 94F. Examination of application and declaration by commissioner; issuance of license to transact business
- § 94G. Issuance of insurance contracts; conditions precedent
- § 94H. Required amount of assets, surplus and reserve maintained in hands of attorney in fact; applicability of other laws to exchanges
- § 94I. Annual reporting by reciprocal insurance exchange; examination of affairs of exchange by commissioner
- § 94J. Applicability of chapter to contracts of reciprocal or inter-insurance and exchanges thereof, attorneys in fact and other representatives
- § 94K. Advisory committee
- § 94L. Power of attorney
- § 94M. Unused premium deposits
- § 94N. Domestic exchange; conversion to or merger with domestic mutual insurance company
- § 95. Fire insurance policy of amount exceeding fair value of property or for term of longer than seven years prohibited
- § 95A. Requirement of fire insurance policy exceeding amount of outstanding mortgage prohibited
- § 95B. Discrimination against abuse victim in any term or condition of residential property insurance policy prohibited
- § 96. Fire loss; limitation on liability beyond actual value of insured property; reimbursement of premium paid on amount in excess of actual value
- § 96A. Loss of use or occupancy; limitations
- § 97. Payment to mortgagees under fire insurance policy
- § 97A. Claims for loss or damage to real property in amount greater than five thousand dollars; priority of claims of city or town for payment of municipal liens
- § 98. Application for fire insurance
- § 99. Standard form and content of policies or contracts insuring against loss or damage by fire or by fire and lightning
- § 99A. Loss or damage caused by nuclear reaction, nuclear radiation or radioactive contamination
- § 99B. Property insurance for business, professional or governmental operation; multi-peril homeowners insurance for condominiums
- § 99C. Sailmaker shops; insurance against damage or loss by fire or fire and lightning
- § 100. Reference of amount of loss under policy of fire insurance to referees; selection of referees
- § 100A. Reference of amount of loss under policy of fire insurance to referees; appointment of replacement referee
- § 100B. Reference of amount of loss under policy of fire insurance to referees; qualification of referee
- § 101. Reference of amount of loss under policy of fire insurance to referees; timing of hearing
- § 101A. Reference of amount of loss under policy of fire insurance to referees; publication and delivery of award
- § 101B. Reference of amount of loss under policy of fire insurance to referees; liability of company and insured for compensation and expenses of third referee; review by commissioner
- § 101C. Reference of amount of loss under policy of fire insurance to referees; payment of charges of third referee
- § 101D. Determination by referees of sound value of property affected
- § 101E. Reference of amount of loss or sound value of affected property under policy of fire insurance to referees; non-waiver of legal defenses to claim
- § 101F. Reference of amount of loss or sound value of affected property under policy of fire insurance to referees; penalty for non-compliance with Secs. 100, 101A or 101D
- § 101G. Reference of amount of loss or sound value of affected property under policy of fire insurance to referees; effect of appointment of receiver for domestic fire company
- § 101H. Sound value
- § 102. Proof of loss; written notice of fire in lieu of sworn statement specified by Sec. 99
- § 102A. Combination policies; contents; commissioner's approval
- § 102B. Combination policies; mutual companies
- § 102C. Policy against loss or damage to property by radioactive contamination; form; contents; requisites
- § 102D. National flood insurance program; authorization of participating companies to issue policies; proof of loss; service of process
- § 102E. Crime insurance policies
- § 105. Fidelity and corporate surety companies; powers
- § 106. Foreign fidelity and corporate surety companies; deposit with state treasurer
- § 107. Surety bonds; status
- § 108. Accident and health insurance policies; commissioner's approval; contents
- § 108A. Refusal to issue policy of accident and sickness insurance for reason of blindness or deafness prohibited
- § 108B. Inclusion of registered dentists within meaning of ''physician'' or ''doctor'' as used in policies of accident and sickness insurance or contracts for health care, services or benefits
- § 108C. Discrimination in issuance, denial, cancellation, renewal or rates of policy of accident and sickness insurance for reason of exposure to diethylstilbestrol or DES compounds prohibited
- § 108D. Reimbursement for chiropractic services
- § 108E. Disclosure of information relating to outpatient diagnosis or treatment of mental or nervous conditions
- § 108G. Discrimination in issuance, denial, cancellation, renewal or rates of policy of accident and sickness insurance based on information that individual has been victim of abuse prohibited
- § 108H. Terms of accident or sickness insurance policies; genetic tests; discrimination based on genetic information
- § 108I. Disability or long term care insurance policies; genetic tests; discrimination based on genetic information
- § 108J. Disability insurance policies; discrimination based upon lawful travel experiences or plans prohibited
- § 108L. Attribution of members to a primary care provider
- § 108M. Disclosure of patient-level data and contracted prices of individual health care services by carriers to providers
- § 108N. Disability insurance policies; discrimination based upon race, color, religious creed, national origin, sex, pregnancy, gender identity, sexual orientation or marital status prohibited
- § 110. General or blanket policies; power to issue; non-applicability of Sec. 108
- § 110A. Disability insurance; exemption from attachment; exception
- § 110B. Non-payment of premium of accident, health or individual life insurance policy; termination or lapse of policy; notice; limitation of action
- § 110C. Health insurance of persons over 65; issuance by two or more companies
- § 110D. Continuation of coverage after insured leaves group covered by general or blanket policy
- § 110E. Standards for disclosure of form, content and advertising of accident and sickness insurance policies; rules and regulations; enforcement procedures and penalties
- § 110F. Effect of federal social security benefit increase upon payment of benefits under disability policy
- § 110G. Continuation of coverage under group hospital, surgical or medical insurance plan upon involuntary layoff or death of member
- § 110H. Cancellation of policy of accident and health upon insured reaching age 65; notice to insured
- § 110I. Continuation of coverage under group hospital, surgical, medical or dental insurance plan upon divorce or separation of member
- § 110J. Group policies issued to trustees of fund appointed by council on aging
- § 110K. Alternative dental coverage option
- § 110L. Clinical trials; definitions; coverage
- § 110M. Statements provided to individuals provided with creditable coverage; reports
- § 111. Beneficiary; power to sue
- § 111A. Liability insurance; combination policies; contents; commissioner's approval
- § 111B. Liability insurance; combination policies; issuance by mutual companies; notice of reduced or eliminated coverages
- § 111C. Medical pay provisions
- § 111D. Uninsured vehicle endorsement
- § 111E. Professional liability policies
- § 111F. Medical reports; furnishing copy to injured person or attorney