Ohio Code § 1303.16

§ 1303.16.

(A) Except as provided in division (E) of this section, an action to enforce the obligation

of a party to pay a note payable at a definite time shall be brought within six years

after the due date or dates stated in the note or, if a due date is accelerated, within

six years after the accelerated due date. (B) Except as provided in division (D) or (E) of this section, if demand for payment

is made to the maker of a note payable on demand, an action to enforce the obligation

of a party to pay the note shall be brought within six years after the date on which

the demand for payment is made.  If no demand for payment is made to the maker of a note payable on demand, an action

to enforce the note is barred if neither principal nor interest on the note has been

paid for a continuous period of ten years. (C) Except as provided in division (D) of this section, an action to enforce the obligation

of a party to an unaccepted draft to pay the draft shall be brought within three years

after dishonor of the draft or ten years after the date of the draft, whichever period

expires first. (D) An action to enforce the obligation of the acceptor of a certified check or the issuer

of a teller's check, cashier's check, or traveler's check shall be brought within

three years after demand for payment is made to the acceptor or issuer. (E) An action to enforce the obligation of a party to a certificate of deposit to pay

the instrument shall be brought within six years after demand for payment is made

to the maker, but if the instrument states a due date and the maker is not required

to pay before that date, the six-year period begins when a demand for payment is in

effect and the due date has passed. (F) An action to enforce the obligation of a party to pay an accepted draft, other than

a certified check, shall be brought within six years after the due date or dates stated

in the draft or acceptance if the obligation of the acceptor is payable at a definite

time or within six years after the date of the acceptance if the obligation of the

acceptor is payable on demand. (G) Unless governed by other law regarding claims for indemnity or contribution, any

of the following actions shall be brought within three years after the cause of action

accrues: (1) An action for conversion of an instrument, an action for money had and received,

or a similar action based on conversion; (2) An action for breach of warranty; (3) An action to enforce an obligation, duty, or right arising under this chapter and

not governed by this section.