Ohio Code § 1303.63

Ohio Code § 1303.63. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 1303.63.

(A) The obligation of an indorser set forth in division (A) of section 1303.55 of the Revised Code and the obligation of a drawer set forth in division (D) of section 1303.54 of the Revised Code may not be enforced unless one of the following applies: (1) The indorser or drawer is given notice of dishonor of the instrument complying with

this section; (2) Notice of dishonor is excused under division (B) of section 1303.64 of the Revised Code . (B) Notice of dishonor may be given by any person;  may be given by any commercially

reasonable means, including an oral, written, or electronic communication;  and is

sufficient if it reasonably identifies the instrument and indicates that the instrument

has been dishonored or has not been paid or accepted.  The return of an instrument given to a bank for collection is sufficient notice

of dishonor. (C) Subject to division (C) of section 1303.54 of the Revised Code , with respect to an instrument taken for collection by a collecting bank, notice

of dishonor must be given in one of the following ways: (1) By the bank before midnight of the next banking day following the banking day on

which the bank receives notice of dishonor of the instrument; (2) By any other person no later than thirty days after the day on which the person receives

notice of dishonor.  With respect to any other instrument, notice of dishonor must be given no later

than thirty days after the day on which dishonor occurs.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 1303.63
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

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Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

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The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

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