Ohio Code § 1303.64

Ohio Code § 1303.64. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 1303.64.

(A) Presentment for payment or acceptance of an instrument is excused under any of the

following circumstances: (1) The person entitled to present the instrument cannot with reasonable diligence make

presentment. (2) The maker or acceptor has repudiated an obligation to pay the instrument, has died,

or is in insolvency proceedings. (3) By the terms of the instrument presentment is not necessary to enforce the obligation

of indorsers or the drawer. (4) The drawer or indorser whose obligation is being enforced has waived presentment

or otherwise has no reason to expect or right to require that the instrument be paid

or accepted. (5) The drawer instructed the drawee not to pay or accept the draft or the drawee was

not obligated to the drawer to pay the draft. (B) Notice of dishonor is excused if by the terms of the instrument notice of dishonor

is not necessary to enforce the obligation of a party to pay the instrument or if

the party whose obligation is being enforced waived notice of dishonor.  A waiver of presentment is also a waiver of notice of dishonor. (C) Delay in giving notice of dishonor is excused if the delay was caused by circumstances

beyond the control of the person giving the notice and the person giving the notice

exercised reasonable diligence after the cause of the delay ceased to operate.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 1303.64
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 1303.64?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 1303.64 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 1303.64 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.