Ohio Code § 3901.96

§ 3901.96.

(A) As used in this section: (1) “ Nonprofit agricultural membership organization ” means an organization or an affiliate of an organization that meets both of the

following: (a) The organization was incorporated in this state on or before December 31, 1919, for

the purpose of promoting the interests of farmers in this state. (b) The organization provides healthcare benefit coverage exclusively to members of the

organization and the members' families pursuant to contracts between the members and

the organization or its affiliate. (2) “ Material marketing ” means the official written materials and verbal communications provided to, or directed

at, prospective members and members' families for advertising or marketing purposes. (B) Healthcare benefit coverage provided by a nonprofit agricultural membership organization

that meets all of the following is not subject to Title XXXIX or Chapter 1739., 1751.,

or 1753. of the Revised Code and shall not be considered insurance under any law of

this state: (1) The healthcare benefit coverage is provided by a nonprofit agricultural membership

organization to the organization's members; (2) The application for healthcare benefit coverage and any contract provided to a member

is in writing; (3) The application for healthcare benefit coverage and any contract provided to a member

prominently states both of the following: (a) The healthcare benefit coverage is not insurance; (b) The healthcare benefit coverage is not subject to the laws and rules of this state

governing insurance. (C) A nonprofit agricultural membership organization shall not represent that healthcare

benefit coverage provided by the organization is insurance in any material marketing. (D) The risks arising out of healthcare benefit coverage provided by a nonprofit agricultural

membership organization may be assumed or reinsured by a company authorized to conduct

the business of insurance in this state.