Ohio Code § 3904.03

Ohio Code § 3904.03. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3904.03.

No insurance institution, agent, or insurance support organization shall use or authorize

the use of pretext interviews to obtain information in connection with an insurance

transaction.  However, a pretext interview may be undertaken to obtain information from a person

or institution that does not have a generally or statutorily recognized privileged

relationship with the person about whom the information relates for the purpose of

investigating a claim where, based upon specific information available for review

by the superintendent of insurance, there is a reasonable basis for suspecting criminal

activity, fraud, material misrepresentation, or material nondisclosure in connection

with the claim.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3904.03
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 3904.03?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3904.03 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 3904.03 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.