Ohio Code § 3904.09

Ohio Code § 3904.09. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3904.09.

(A) Within thirty business days from the date of receipt of a written request from an

individual to correct, amend, or delete any recorded personal information about the

individual within its possession, an insurance institution, agent, or insurance support

organization shall do one of the following: (1) Correct, amend, or delete the portion of the recorded personal information in dispute; (2) Notify the individual of all of the following: (a) Its refusal to make such correction, amendment or deletion; (b) The reasons for the refusal; (c) The individual's right to file a statement as provided under division (C) of this

section. (B) If the insurance institution, agent, or insurance support organization corrects,

amends, or deletes recorded personal information under division (A)(1) of this section,

the insurance institution, agent, or insurance support organization shall so notify

the individual in writing and furnish the correction, amendment, or fact of deletion

to all of the following: (1) Any person specifically designated by the individual that may have, within the preceding

two years, received such recorded personal information; (2) Any insurance support organization whose primary source of personal information is

insurance institutions if the insurance support organization has systematically received

such recorded personal information from the insurance institution within the preceding

seven years.  However, the correction, amendment, or fact of deletion need not be furnished if

the insurance support organization no longer maintains recorded personal information

about the individual. (3) Any insurance support organization that furnished the personal information that has

been corrected, amended, or deleted. (C) Whenever an individual disagrees with an insurance institution's, agent's, or insurance

support organization's refusal to correct, amend, or delete recorded personal information,

the individual shall be permitted to file with the insurance institution, agent, or

insurance support organization both of the following: (1) A concise statement setting forth what the individual thinks is the correct, relevant,

or fair information; (2) A concise statement of the reasons why the individual disagrees with the insurance

institution's, agent's, or insurance support organization's refusal to correct, amend,

or delete recorded personal information. (D) If an individual files either statement under division (C) of this section, the insurance

institution, agent, or insurance support organizations shall do all of the following: (1) File the statement with the disputed personal information and provide a means by

which anyone reviewing the disputed personal information will be made aware of the

individual's statement and have access to it; (2) In any subsequent disclosure by the insurance institution, agent, or insurance support

organization of the recorded personal information that is the subject of disagreement,

clearly identify the matter or matters in dispute and provide the individual's statement

along with the recorded personal information being disclosed; (3) Furnish the statement to the persons described and in the manner specified in division

(B) of this section. (E) The rights granted to individuals in this section extend to all natural persons to

the extent information about them is collected and maintained by an insurance institution,

agent, or insurance support organization in connection with an insurance transaction.  The rights granted to all natural persons by this division do not extend to information

about them that relates to and is collected in connection with or in reasonable anticipation

of a claim or civil or criminal proceeding involving them. (F) This section does not apply to a consumer reporting agency.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3904.09
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 3904.09?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3904.09 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 3904.09 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

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