Ohio Code § 1321.36
Ohio Code § 1321.36. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.
§ 1321.36.
(A) No person shall engage in the business of making short-term loans to a borrower in
Ohio, or, in whole or in part, make, offer, or broker a loan, or assist a borrower
in Ohio to obtain such a loan, without first having obtained a license from the superintendent
of financial institutions under sections 1321.35 to 1321.48 of the Revised Code . (B) No person shall make, offer, or broker a loan, or assist a borrower to obtain a loan,
via the telephone or mail. (C) Any loan made in violation of this section is void, and the lender has no right to
collect, receive, or retain any principal, interest, fees, or other charges in connection
with the loan. (D) Sections 1321.35 to 1321.48 of the Revised Code do not apply to any entity chartered and lawfully doing business under the authority
of any law of this state, another state, or the United States as a bank, savings bank,
trust company, savings and loan association, or credit union, or a subsidiary of any
such entity, which subsidiary is regulated by a federal banking agency and is owned
and controlled by a depository institution.
Source: official Ohio text · Last verified 2026-08-27
At a glance
- Citation: Ohio Revised Code § 1321.36
- Jurisdiction: Ohio
- Code: Ohio Revised Code
- Text: transcribed from the official source (verify below)
Verify the text
Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:
Not legal advice. Verify against the official source and consult a licensed Ohio attorney.
Common questions
What is the source of Ohio Revised Code § 1321.36?
The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.
What subject does Ohio Revised Code § 1321.36 address?
It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.
Is Ohio Revised Code § 1321.36 still in force?
Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.
Can this page be used as legal advice?
No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.