Ohio Code § 1321.82

Ohio Code § 1321.82. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 1321.82.

(A) Whenever a financed insurance policy is cancelled, the insurer that has been notified

pursuant to division (C) of section 1321.78 of the Revised Code shall, not later than sixty days after the date of cancellation, return whatever

gross unearned premium is due under the insurance policy to the insurance premium

finance company for the account of the insured or insureds.  If the insurer returns the unearned premium through the agent or agency writing

the insurance, the agent or agency shall remit the premium to the insurance premium

finance company within that sixty-day period.  If the insurer receives written notice of the failure of the agent or agency to

remit the unearned premium, the insurer shall, not later than sixty days after it

receives the notice, pay the amount of that premium directly to the insurance premium

finance company. (B) If the crediting of unearned premium to the account of the insured results in a surplus

over any indebtedness owed by the insured to the premium finance company, the premium

finance company shall refund such excess to the insured at his last known mailing

address as shown on the records of the premium finance company, except that no such

refund is required if it amounts to less than three dollars.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 1321.82
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 1321.82?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 1321.82 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 1321.82 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.