Ohio Code § 1322.27

Ohio Code § 1322.27. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 1322.27.

Each applicant for a mortgage loan originator license shall submit to a written test

that is developed and approved by the nationwide mortgage licensing system and registry

and administered by an approved test provider. (A) The test shall adequately measure the applicant's knowledge and comprehension in

appropriate subject areas, including ethics, federal and state law related to mortgage

origination, fraud, consumer protection, and the nontraditional mortgage marketplace,

and fair lending issues. (B) An individual shall not be considered to have passed the written test unless the

individual answers at least seventy-five per cent of the questions correctly. (C) An individual may retake the test three consecutive times provided the period between

taking the tests is at least thirty days.  If an individual fails three consecutive tests, the individual shall be required

to wait at least six months before taking the test again. (D) If a mortgage loan originator fails to maintain a valid mortgage loan originator

license for a period of five years or longer, the individual shall be required to

retake the test. For this purpose, any time during which the individual is a registered mortgage loan

originator shall not be taken into account.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 1322.27
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 1322.27?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 1322.27 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 1322.27 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.