Ohio Code § 1322.28

Ohio Code § 1322.28. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 1322.28.

(A) Each licensee shall complete at least eight hours of continuing education every calendar

year.  To fulfill this requirement, the eight hours of continuing education must be offered

in a course or program of study reviewed and approved by the superintendent of financial

institutions.  The course or program of study shall include all of the following: (1) Three hours of applicable federal law and regulations; (2) Two hours of ethics, which shall include instruction on fraud, consumer protection,

and fair lending issues; (3) Two hours of training related to lending standards for non-qualified mortgages, as

defined in 12 C.F.R. 1026.43 , or the nontraditional mortgage product marketplace. (B) Continuing education courses shall be reviewed and approved by the nationwide mortgage

licensing system and registry based upon reasonable standards. (C) The following conditions shall apply to the continuing education required by this

section: (1) An individual cannot take the same approved course in the same or successive years

to meet the annual requirement for continuing education. (2) An individual can only receive credit for a continuing education course in the year

in which the course is taken, unless the individual is making up a deficiency in continuing

education as permitted by rule or order of the superintendent. (3) A licensee who subsequently becomes unlicensed must complete the continuing education

requirement for the last year in which the license was held prior to the issuance

of a new or renewed license. (4) A licensee who is approved as an instructor of a continuing education course receives

credit for the licensee's own annual continuing education requirement at the rate

of two credit hours for every one hour taught. (5) If an individual successfully completed a continuing education course reviewed and

approved by the nationwide mortgage licensing system and registry as required by another

state, the individual can receive credit toward completion of the continuing education

requirement of this state.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 1322.28
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 1322.28?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 1322.28 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 1322.28 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.