Ohio Code § 3905.18
Ohio Code § 3905.18. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.
§ 3905.18.
(A) Neither an insurer nor an insurance agent shall pay a commission, service fee, brokerage
fee, or other type of consideration to a person for selling, soliciting, or negotiating
insurance in this state, if the person is required to be licensed by the superintendent
of insurance under this chapter but is not so licensed. However, renewal or other deferred commissions may be paid to such a person for
selling, soliciting, or negotiating insurance in this state if the person was required
to be licensed under this chapter at the time of the sale, solicitation, or negotiation
and was so licensed at that time. (B) An insurer shall not pay a commission, service fee, brokerage fee, or other type
of consideration to an insurance agent for selling, soliciting, or negotiating insurance
in this state, if the insurance agent is required to be appointed by the insurer but
is not so appointed. (C) An insurer or insurance agent may pay or assign a commission, service fee, brokerage
fee, or other type of consideration to an insurance agency or to any person who does
not sell, solicit, or negotiate insurance in this state, unless the payment or assignment
is prohibited by division (B)(7) of section 3901.211 or by section 3911.20 , 3933.01 , or 3999.22 of the Revised Code . (D) No insurer or insurance agent shall pay a commission, referral fee, or other compensation
to an unlicensed person for any referral unless the compensation is a fixed dollar
amount for each referral and does not depend on whether the person referred purchases
an insurance product.
Source: official Ohio text · Last verified 2026-08-27
At a glance
- Citation: Ohio Revised Code § 3905.18
- Jurisdiction: Ohio
- Code: Ohio Revised Code
- Text: transcribed from the official source (verify below)
Verify the text
Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:
Not legal advice. Verify against the official source and consult a licensed Ohio attorney.
Common questions
What is the source of Ohio Revised Code § 3905.18?
The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.
What subject does Ohio Revised Code § 3905.18 address?
It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.
Is Ohio Revised Code § 3905.18 still in force?
Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.
Can this page be used as legal advice?
No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.