Ohio Code § 3911.03

Ohio Code § 3911.03. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3911.03.

Every person holding a policy of insurance issued by a company on the life of any

person is entitled to be furnished by the company with a copy of any application or

document held by it, either written or printed, upon which such policy was issued,

or which may affect its validity.  Upon demand made for such copy by the holder of a policy, or by any person upon

whose life it was so issued, the company shall make and forthwith furnish to such

holder or person a certified copy of all such applications or friends' certificates,

under the hand of the president, secretary, or other proper officer of the company

and under its seal. If such company neglects or fails for thirty days from the time of such demand to

furnish to such person a copy of all papers mentioned in this section, it thereafter

is forever barred from setting up, by way of defense to a suit on the policy of insurance,

any error or incorrectness, or fraud or misrepresentation of the person making such

papers, or any mistake therein.  Such application or other document shall thereafter be considered as true and correct

in all respects, so far as it affects any claim under such policy, or fund secured

thereby.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3911.03
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 3911.03?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3911.03 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 3911.03 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.