Ohio Code § 3911.23

§ 3911.23.

No life insurance company doing business in this state, and no officer, director,

representative, or other agent thereof, or any other person, firm, partnership, association,

or corporation, shall knowingly make, issue, or circulate, or cause or knowingly permit

to be made, issued, or circulated, any estimate, illustration, circular, or statement

of any sort which misrepresents the terms of any policy issued or to be issued by

it or any other company, or the benefits or advantages promised thereby, or makes

any misleading estimate of the dividends or shares of surplus to be received thereon;

 nor shall such organization or person use any name or title of any policy or class

of policies which misrepresents the true nature thereof. No such life insurance company or officer, director, or agent thereof, or any other

person, firm, partnership, association, corporation, or representative shall make

any misrepresentation or incomplete comparison, oral or written, to any person insured

in any company for the purpose of inducing or tending to induce a policyholder in

any company to lapse, forfeit, change, or surrender his life insurance whether it

is of a temporary or a permanent plan.