Ohio Code § 3915.13
Ohio Code § 3915.13. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.
§ 3915.13.
No life insurance company nor any of its agents shall knowingly make, issue, or deliver
in this state any policy or contract of life insurance which purports to be issued
or to take effect as of a date more than six months before the application therefor
was made, if thereby the premium on such policy or contract is reduced below the premium
which would be payable thereon, as determined by the nearest birthday of the insured
at the time when such application was made. In determining the date when an application was made, under this section the date
of execution of the application or the date of medical examination, where such examination
is required, whichever is later, shall govern. This section does not prohibit the exchange, alteration, or conversion of any policy
of life or endowment insurance or any annuity in the manner provided by section 3915.12 of the Revised Code , nor does it invalidate any contract made in violation of this section.
Source: official Ohio text · Last verified 2026-08-27
At a glance
- Citation: Ohio Revised Code § 3915.13
- Jurisdiction: Ohio
- Code: Ohio Revised Code
- Text: transcribed from the official source (verify below)
Verify the text
Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:
Not legal advice. Verify against the official source and consult a licensed Ohio attorney.
Common questions
What is the source of Ohio Revised Code § 3915.13?
The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.
What subject does Ohio Revised Code § 3915.13 address?
It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.
Is Ohio Revised Code § 3915.13 still in force?
Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.
Can this page be used as legal advice?
No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.