Ohio Code § 3915.14

§ 3915.14.

(A) No policy of life insurance, nor any indorsement, rider, or application which becomes

or is designed to become a part of any such policy, shall be delivered, issued for

delivery, or used in this state, or be issued by a life insurance company organized

under the laws of this state, until thirty days after the form of said policy, indorsement,

rider, or application has been filed with the superintendent of insurance, unless

within that time the superintendent gives the insurance company written approval for

the use of the form. (B) No individual or group annuity policy or contract, including, but not limited to,

a guaranteed investment contract, deposit administration contract, funding agreement,

structured settlement agreement, or similar types, excluding those required to be

filed with the superintendent pursuant to section 3911.011 of the Revised Code , and no certificate, endorsement, rider, or application which becomes or is designed

to become a part of any such policy, contract, or agreement, shall be delivered, issued

for delivery, or used in this state, or be issued by a life insurance company organized

under the laws of this state, until thirty days after the form of said policy, contract,

agreement, certificate, endorsement, rider, or application has been filed with the

superintendent, unless within that time the superintendent gives the insurance company

written approval for the use of the form. (C) When the superintendent finds within such thirty-day period that the form filed contains

any language that is prohibited by any law of this state, including any rule of the

superintendent, or is inconsistent, ambiguous, misleading, deceptive, or likely to

mislead an applicant or policyholder, the superintendent shall give written notice

of such finding to the insurance company that filed the form, and thereafter the insurance

company shall not deliver, issue for delivery, or use the form. The superintendent's action is subject to review by any court of competent jurisdiction,

subject to Chapter 119. of the Revised Code.