Ohio Code § 3918.01

Ohio Code § 3918.01. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3918.01.

All consumer credit insurance issued or sold in connection with loans or other credit

transactions for personal, family, or household purposes is subject to sections 3918.01 to 3918.13 of the Revised Code , except for all of the following: (A) Insurance written in connection with a credit transaction that is secured by a first

mortgage or deed of trust and is made to finance the purchase of real property, or

the construction of a dwelling on such property, or to refinance a prior credit transaction

made for such a purpose; (B) Insurance that is sold as an isolated transaction on the part of the insurer and

is not related to an agreement or plan for insuring debtors of the creditor; (C) Insurance for which no identifiable charge is made to the debtor; (D) Insurance on accounts receivable.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3918.01
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 3918.01?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3918.01 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 3918.01 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.