Ohio Code § 3918.07

Ohio Code § 3918.07. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3918.07.

(A) All policies, certificates of insurance, notices of proposed insurance, applications

for insurance, endorsements and riders providing coverage on residents of Ohio shall

be filed with the superintendent of insurance. (B) The superintendent shall within thirty days after the filing of any such policies,

certificates of insurance, notices of proposed insurance, applications for insurance,

endorsements, and riders, disapprove any such form if the table of premium rates charged

or to be charged appears by reasonable assumptions to be excessive in relation to

benefits, or if it contains provisions which are unjust, unfair, inequitable, misleading,

deceptive, or encourage misrepresentation of the coverage, or are contrary to any

provision of the insurance laws of Ohio or of any rule or regulation promulgated thereunder. (C) If the superintendent notifies the insurer that the form is disapproved, it is unlawful

thereafter for such insurer to issue or use such form.  In such notice, the superintendent shall specify the reason for his disapproval

and state that a hearing will be granted within twenty days after request in writing

by the insurer.  No such policy, certificate of insurance, or notice of proposed insurance, nor any

application, endorsement, or rider shall be issued or used until the expiration of

thirty days after it has been so filed, unless the superintendent gives his prior

written approval thereto. (D) The superintendent may, at any time after a hearing held not less than twenty days

after written notice to the insurer withdraw his approval of any such form on any

ground set forth in division (B) of this section.  The written notice of such hearing shall state the reasons for the proposed withdrawal. (E) The insurer shall not issue such forms or use them after the effective date of such

withdrawal. (F) Any order or final determination of the superintendent under the provisions of this

section shall be subject to judicial review as provided in section 119.12 of the Revised Code .

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3918.07
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 3918.07?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3918.07 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 3918.07 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.