Ohio Code § 3918.10

Ohio Code § 3918.10. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3918.10.

(A) All claims shall be promptly reported to the insurer or its designated claim representative,

and the insurer shall maintain adequate claim files.  All claims shall be settled as soon as possible and in accordance with the terms

of the insurance contract. (B) All claims shall be paid either by draft drawn upon the insurer or by check of the

insurer to the order of the claimant to whom payment of the claim is due pursuant

to the policy provisions, or upon direction of such claimant to one specified. (C) No plan or arrangement shall be used whereby any person, firm, or corporation other

than the insurer or its designated claim representative shall be authorized to settle

or adjust claims.  The creditor shall not be designated as claim representative for the insurer in

adjusting claims;  provided, that a group policyholder may, by arrangement with the

group insurer, draw drafts or checks in payment of claims due to the group policyholder

subject to audit and review by the insurer.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3918.10
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

What is the source of Ohio Revised Code § 3918.10?

The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3918.10 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

Is Ohio Revised Code § 3918.10 still in force?

Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.

Can this page be used as legal advice?

No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.