Ohio Code § 3923.11

§ 3923.11.

(A) Sickness and accident insurance on a franchise plan is that form of sickness and

accident insurance issued to either of the following: (1) Five or more or, with respect to long-term care or disability income insurance, two

or more employees of any corporation, copartnership, or individual employer, or of

any governmental corporation or agency or a department thereof; (2) Ten or more or, with respect to long-term care or disability income insurance, two

or more members of any trade or professional association, or labor union, or any other

association having had an active existence for at least two years where such association

or union has a constitution or bylaws and is formed in good faith for purposes other

than that of obtaining insurance. (B) In order that such sickness and accident insurance be considered as issued on a franchise

plan, such employees or such members, with or without one or more of their dependents

and members of their immediate families, must be issued the same form of an individual

policy, varying only as to amounts and kinds of coverage applied for by such employees

or such members, under an arrangement by which the premiums on such policies may be

paid to the insurer periodically by the employer, with or without payroll deductions,

or by the association for its members, or by some designated person acting on behalf

of such employer or association.