Ohio Code § 3923.443

Ohio Code § 3923.443. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3923.443.

(A)(1) No agent shall sell, solicit, or negotiate long-term care insurance without first

completing an initial eight-hour partnership program training course as described

in division (B) of this section. (2)(a) Any agent that sells, solicits, or negotiates any long-term care insurance shall

complete at least four hours of continuing education in every license renewal period

beginning with the first license renewal period following the agent's completion of

the partnership training course described in division (A)(1) of this section. (b) An agent who fails to complete the continuing education requirements in division

(A)(2)(a) of this section before the end of a license renewal period shall not sell,

solicit, or negotiate long-term care insurance until such requirements have been met. (B) The initial training course and continuing education required under division (A)

of this section may be approved by the superintendent of insurance as continuing education

courses under sections 3905.481 to 3905.486 of the Revised Code and shall consist of combined topics related to long-term care insurance, long-term

care services, and state long-term care insurance partnership programs, including

all of the following: (1) State and federal regulations and requirements and the relationship between state

long-term care insurance partnership programs and other public and private coverage

of long-term care services, including medicaid; (2) Available long-term care services and providers; (3) Changes or improvements in long-term care services or providers; (4) Alternatives to the purchase of private long-term care insurance; (5) The effect of inflation on benefits and the importance of inflation protection; (6) Consumer suitability standards and guidelines; (7) Any other topics required by the superintendent. (C) The initial training and continuing education required by division (A) of this section

shall not include training that is specific to a particular insurer or company product

or that includes any sales or marketing information, materials, or training other

than those required by state or federal law. (D) A resident agent shall satisfy the initial training and continuing education required

by division (A) of this section by completing long-term care courses that are approved

by the superintendent.  A nonresident agent may satisfy the training and continuing education required by

division (A) of this section by completing the training requirements in any other

state, provided that the course is approved for credit by the insurance department

of that state prior to the agent taking the course. (E) Each insurer shall obtain records of the initial training and continuing education

completed by agents of that insurer pursuant to division (A) of this section as well

as the training completed by the insurer's agents concerning the distribution of the

insurer's partnership program policies and shall make those records available to the

superintendent upon request. (F) Each insurer shall maintain records with respect to the training of its agents concerning

the distribution of the insurer's partnership program policies.  Each insurer shall provide documentation to the superintendent that will allow the

superintendent to provide assurance to the medicaid director that agents have received

the training required by this section and that agents have demonstrated an understanding

of the partnership program policies and their relationship to public and private coverage

of long-term care in this state, including medicaid.  The superintendent may audit each insurer's records annually to verify that the

insurer is maintaining the records required by this division.  The superintendent shall make the records provided to the superintendent pursuant

to division (E) of this section available to the director.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3923.443
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

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Common questions

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