Ohio Code § 3923.85
Ohio Code § 3923.85. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.
§ 3923.85.
(A) As used in this section, “ cost sharing ” means the cost to an individual insured under an individual or group policy of sickness
and accident insurance or a public employee benefit plan according to any coverage
limit, copayment, coinsurance, deductible, or other out-of-pocket expense requirements
imposed by the policy or plan. (B) Notwithstanding section 3901.71 of the Revised Code and subject to division (D) of this section, no individual or group policy of sickness
and accident insurance that is delivered, issued for delivery, or renewed in this
state and no public employee benefit plan that is established or modified in this
state shall fail to comply with either of the following: (1) The policy or plan shall not provide coverage or impose cost sharing for a prescribed,
orally administered cancer medication on a less favorable basis than the coverage
it provides or cost sharing it imposes for intraveneously 1 administered or injected cancer medications. (2) The policy or plan shall not comply with division (B)(1) of this section by imposing
an increase in cost sharing solely for orally administered, intravenously administered,
or injected cancer medications. (C) Notwithstanding any provision of this section to the contrary, a policy or plan shall
be deemed to be in compliance with this section if the cost sharing imposed under
such a policy or plan for orally administered cancer treatments does not exceed one
hundred dollars per prescription fill. The cost sharing limit of one hundred dollars per prescription fill shall apply
to a high deductible plan, as defined in 26 U.S.C. 223 , or a catastrophic plan, as defined in 42 U.S.C. 18022 , only after the deductible has been met. (D)(1) The prohibitions in division (B) of this section do not preclude an individual or
group policy of sickness and accident insurance or public employee benefit plan from
requiring an insured or plan member to obtain prior authorization before orally administered
cancer medication is dispensed to the insured or plan member. (2) Division (B) of this section does not apply to the offer or renewal of any individual
or group policy of sickness and accident insurance that provides coverage for specific
diseases or accidents only, or to any hospital indemnity, medicare supplement, disability
income, or other policy that offers only supplemental benefits. (E) An insurer that offers any sickness and accident insurance or any public employee
benefit plan that offers coverage for basic health care services is not required to
comply with division (B) of this section if all of the following apply: (1) The insurer or plan submits documentation certified by an independent member of the
American academy of actuaries to the superintendent of insurance showing that compliance
with division (B)(1) of this section for a period of at least six months independently
caused the insurer or plan's costs for claims and administrative expenses for the
coverage of basic health care services to increase by more than one per cent per year. (2) The insurer or plan submits a signed letter from an independent member of the American
academy of actuaries to the superintendent of insurance opining that the increase
in costs described in division (E)(1) of this section could reasonably justify an
increase of more than one per cent in the annual premiums or rates charged by the
insurer or plan for the coverage of basic health care services. (3)(a) The superintendent of insurance makes the following determinations from the documentation
and opinion submitted pursuant to divisions (E)(1) and (2) of this section: (i) Compliance with division (B)(1) of this section for a period of at least six months
independently caused the insurer or plan's costs for claims and administrative expenses
for the coverage of basic health care services to increase more than one per cent
per year. (ii) The increase in costs reasonably justifies an increase of more than one per cent
in the annual premiums or rates charged by the insurer or plan for the coverage of
basic health care services. (b) Any determination made by the superintendent under division (E)(3) of this section
is subject to Chapter 119. of the Revised Code. 1
So in original.
Source: official Ohio text · Last verified 2026-08-27
At a glance
- Citation: Ohio Revised Code § 3923.85
- Jurisdiction: Ohio
- Code: Ohio Revised Code
- Text: transcribed from the official source (verify below)
Verify the text
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Not legal advice. Verify against the official source and consult a licensed Ohio attorney.
Common questions
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