Ohio Code § 3937.45

Ohio Code § 3937.45. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.

§ 3937.45.

(A) No insurer shall consider the circumstance that an applicant or policyholder has

been convicted of any violation of the weight provisions of Chapter 5577. of the Revised

Code, or a substantially similar municipal ordinance relating to vehicle weight as

a basis for doing either of the following: (1) Refusing to issue or deliver a policy of insurance upon a private automobile, or

increasing the rate to be charged for such a policy; (2) Increasing the premium rate, canceling, or failing to renew an existing policy of

insurance upon a private automobile. (B) Any applicant or policyholder affected by an action of an insurer in violation of

division (A) of this section may appeal to the superintendent of insurance.  After a hearing held upon not less than ten days' notice to the applicant or policyholder

and to the insurer and after determining that the insurer has violated this section,

the superintendent may direct the issuance of a policy, decrease the premium rate

on a policy, or reinstate insurance coverage. (C) The registrar shall not include the conviction for a violation of the weight provisions

of Chapter 5577. of the Revised Code, or a substantially similar municipal ordinance

relating to vehicle weight as part of the driver's or operator's permanent record

and shall not include the conviction in a certified abstract of information under division (A) of section 4509.05 of the Revised Code . (D) Division (A) of this section does not apply to an insurer whose policy covers the

vehicle, trackless trolley, load, object, or structure operated or moved upon improved

public highways, streets, bridges, or culverts in violation of the weight provisions

of Chapter 5577. of the Revised Code, or a substantially similar municipal ordinance

relating to vehicle weight.

Source: official Ohio text · Last verified 2026-08-27

At a glance

  • Citation: Ohio Revised Code § 3937.45
  • Jurisdiction: Ohio
  • Code: Ohio Revised Code
  • Text: transcribed from the official source (verify below)

Verify the text

Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:

Not legal advice. Verify against the official source and consult a licensed Ohio attorney.

Common questions

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The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.

What subject does Ohio Revised Code § 3937.45 address?

It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.

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