Ohio Code § 3953.28

§ 3953.28.

Every title insurance company shall file with the superintendent of insurance, all

forms of title policies and other contracts of title insurance before the same are

issued.  Any such filing may be made by a title insurance rating organization in behalf of

all its members or subscribers.  In no event shall any title insurance company issue any such form of policy or contract

until thirty days after it has been filed with the superintendent unless it has received

earlier approval by the superintendent.  Unless the superintendent disapproves a form of title policy or contract of title

insurance within thirty days from the date of its filing, such filing shall be deemed

to have been approved.  Forms of title policies and other contracts of insurance, as used in this section,

shall be deemed to include binders for insurance and policies of insurance or guaranty,

together with all the terms and conditions of insurance coverage or guaranty that

relate to title to any interest in real property and which are offered by a title

insurance company.  They shall, however, specifically exclude:  reinsurance contracts or agreements,

all specific defects in title that may be ascertained from any examination of the

risk and excepted in such binders or policies, together with any affirmative assurance

of the title insurance company with respect to such defects whether given by endorsement

or otherwise, and such further exceptions from coverage by reason of limitations upon

the examination of the risk imposed by an applicant for insurance or through failure

of an applicant for insurance to provide the data requisite to a judgment of insurability.