Ohio Code § 3970.06
Ohio Code § 3970.06. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.
§ 3970.06.
(A) No pet insurer shall condition eligibility to purchase pet insurance on participation,
or lack of participation, in a separate wellness program. (B) No pet insurer or agent shall market a wellness program as pet insurance. (C) If a wellness program is sold by a pet insurer, all of the following apply: (1) The purchase of the wellness program shall not be a requirement to purchase pet insurance; (2) The costs of the wellness program shall be separate and identifiable from any premiums
or other costs for pet insurance sold by a pet insurer or agent; (3) The terms and conditions for the wellness program shall be separate from any pet
insurance sold by the pet insurer or agent; (4) The products or coverage available through the wellness program shall not duplicate
products or coverage available through the pet insurance; (5) The advertising of the wellness program shall not be misleading and shall comply
with division (C)(6) of this section; (6) The pet insurer or agent shall clearly disclose both of the following to consumers: (a) That wellness program is not pet insurance; (b) The address and customer service telephone number of the pet insurer or agent. (D)(1) All coverage included in a pet insurance policy is considered insurance, regardless
of whether the coverage is described as a wellness benefit. (2) Except as otherwise provided in division (D)(3) of this section, if a wellness program
undertakes to indemnify another party, pays a specified amount upon determinable contingencies,
or provides coverage for a fortuitous event, the program is transacting the business
of insurance and is subject to the requirements of this chapter and all other applicable
laws. (3) A wellness program contract directly between a service provider and a pet owner that
involves only those two parties is not transacting the business of insurance unless
the contract has other characteristics of insurance.
Source: official Ohio text · Last verified 2026-08-27
At a glance
- Citation: Ohio Revised Code § 3970.06
- Jurisdiction: Ohio
- Code: Ohio Revised Code
- Text: transcribed from the official source (verify below)
Verify the text
Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:
Not legal advice. Verify against the official source and consult a licensed Ohio attorney.
Common questions
What is the source of Ohio Revised Code § 3970.06?
The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.
What subject does Ohio Revised Code § 3970.06 address?
It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.
Is Ohio Revised Code § 3970.06 still in force?
Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.
Can this page be used as legal advice?
No. This is a reference transcription for research. Applying Ohio law to your facts requires a licensed Ohio attorney who can review the specifics.