Ohio Code § 4712.10
Ohio Code § 4712.10. Reproduced from the official Ohio Revised Code, with a citation summary, verification link, and related provisions.
§ 4712.10.
(A)(1) A buyer injured by a violation of sections 4712.01 to 4712.14 of the Revised Code may bring an action for recovery of damages. (2) Damages awarded under division (A)(1) of this section shall not be less than the
amount paid by the buyer to the credit services organization, plus reasonable attorney's
fees and court costs. (3) The buyer may be awarded punitive damages. (4) No action shall be brought under division (A)(1) of this section after four years
after the date of the execution of the contract for services to which the action relates. (B)(1) The division of financial institutions, the attorney general, or a buyer may bring
an action to enjoin a violation of sections 4712.01 to 4712.14 of the Revised Code . (2) The division may initiate criminal proceedings under sections 4712.01 to 4712.14 of the Revised Code by presenting any evidence of criminal violations to the prosecuting attorney of
the county in which the offense may be prosecuted. If the prosecuting attorney does not prosecute the violations, or at the request
of the prosecuting attorney, the division shall present any evidence of criminal violations
to the attorney general, who may proceed in the prosecution with all the rights, privileges,
and powers conferred by law on prosecuting attorneys, including the power to appear
before grand juries and to interrogate witnesses before such grand juries. These powers of the attorney general shall be in addition to any other applicable
powers of the attorney general. (C) The remedies provided by this section are in addition to any other remedy provided
by law. (D) In any proceeding or action brought under sections 4712.01 to 4712.14 of the Revised Code , the burden of proving an exemption under those sections is on the person claiming
the benefit of the exemption. (E) No person shall be deemed to violate sections 4712.01 to 4712.14 of the Revised Code with respect to any act taken or omission made in reliance on a written notice, written
interpretation, or written report from the superintendent of financial institutions,
unless there is a subsequent amendment to those sections, or the rules promulgated
thereunder, that affects the superintendent's notice, interpretation, or report.
Source: official Ohio text · Last verified 2026-08-27
At a glance
- Citation: Ohio Revised Code § 4712.10
- Jurisdiction: Ohio
- Code: Ohio Revised Code
- Text: transcribed from the official source (verify below)
Verify the text
Statute text is transcribed from the official Ohio Revised Code. Confirm it against the primary source before relying on it:
Not legal advice. Verify against the official source and consult a licensed Ohio attorney.
Common questions
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The text above is transcribed from the Ohio Revised Code, the codified statutes of Ohio. The official publisher link appears under "Verify the text" on this page.
What subject does Ohio Revised Code § 4712.10 address?
It addresses the rule set out in the section text. Read the section together with the surrounding provisions listed under "Nearby provisions" for the full picture.
Is Ohio Revised Code § 4712.10 still in force?
Statutes are amended, repealed, and renumbered every session. Confirm the current version at the official Ohio source before relying on this text.
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